The following terms (“Terms of Use”) constitute an agreement between Dividend Power, and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the website administered by Dividend Power (“Website”) and newsletter.
Your use of the Website and newsletter constitutes your acceptance of, and agreement to, the following Terms of Use. Dividend Power reserves the right to modify, alter, amend or update its Website, newsletter, policies, and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website or newsletter.
Financial Information Disclaimer
Dividend Power is not a licensed or registered investment adviser or broker/dealer. We are not providing you with individual investment advice on this site. Please consult with a licensed investment professional before you invest your money.
This website is for entertainment, informational, and educational use only. Any opinion expressed on the site here and elsewhere on the internet is not a form of investment advice provided to you.
We use information, data, and sources in the articles we believe to be correct at the time of writing them, but there is no guarantee of their accuracy, completeness, timeliness, or correctness.
We are not liable for any losses suffered by any party because of information published on this site or elsewhere on the internet.
Past performance is not a guarantee of future performance. Unless your investments are FDIC insured, they may decline in value. By reading this site or subscribing to it, you agree that you are solely responsible for making investment decisions in connection with your funds.
Privacy Policy
We use your data including but not limited to Personal Data, Usage Data, and Tracking & Cookies Data to provide and improve the Service. By using the Service, you agree to the collection and use of this data in accordance with this policy. The collected data uses include but are not limited to providing and maintaining this website, notify you about changes to the website, provide customer support, gather and analyze information, monitor usage of this website, detect and prevent technical issues, provide news, offers and information about goods and services.
Personal Data
We may use personally identifiable Contact Data (“Personal Data”) that you provide to us when signing up for our e-mail Distribution List to send you information about the Dividend Power site or our products or services, newsletters (e.g. weekly newsletter e-mail), or promotional material from some of our partners, or to contact you for customer support, improve our products or services or for other necessary reasons.
We use MailChimp to collect e-mail addresses and manage our Distribution List and send information including the Dividend Power weekly newsletter. We follow their policies for managing Contact Data and Distribution Lists. You can follow this link to learn more about the MailChimp Privacy Policy. We also use OptinMonster to collect e-mail addresses. You may opt out of our Distribution List at any time by clicking the “Unsubscribe from this list” link in our e-mails. We do not share e-mail addresses with third parties.
Usage Data
We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Cookies
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Third-party Use of Personal Information
The Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies. The Website currently uses the following third-party service providers:
- Google Analytics – This service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics.
Except when required by law, Dividend Power will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, Dividend Power may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.
External Links Policy
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with Dividend Power. Please note that the Dividend Power does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
Advertisements
This blog (website) contains display advertisements from third parties, like Google AdSense and Newor Media. We receive income from the display and contextual ads on this site. The third-party advertising companies may use cookies. No personally identifiable information is shared with the Website’s ad providers. Dividend Power follows the policies of Google AdSense. Click on the following link to learn more about Google AdSense Privacy and Terms. Click on the following link to learn more about the Newor Media Privacy Policy.
Affiliates
Certain products or services and links to products or services on this website are Affiliates links. Dividend Power is an affiliate of Sure Dividend, Simply Investing, Portfolio Insight, Seeking Alpha, Passiv, ChartMill, TIKR, Stock Rover, Tornado (formerly Nvstr), First Citizens Bank, First National Bank, LiveOak, and ChangeEd. We may earn a commission for any purchases that you make at the Affiliates website through these links. This will not incur additional costs for you. We mention these products and services on this site because we believe they are relevant. We only recommend products or services that we feel deliver value to you. We make my best effort to disclose Affiliate links and all efforts are made to ensure that affiliate links are disclosed in accordance with the FTC. We make our best effort to clearly mark affiliate ads and links in the text in an unambiguous way.
Copyright
Unless otherwise noted, the design, content, and all components of the Website are copyrights owned by Dividend Power or third parties and are protected by the United States and international copyright laws and should not be reused or republished without express written permission.
Use of the Website
Unless otherwise stated, Dividend Power owns the intellectual property and rights to all content and material on the Website. Subject to the license below, all intellectual property rights are reserved.
You may view, download (for caching purposes only), and print pages for your personal use, subject to the restrictions set out below and elsewhere in these Terms of Use.
The following uses are not permitted:
- Republication of content from the Website, unless content is specifically and expressly made available for republication;
- Sale, rental, or sub-license of any content from the Website;
- Reproduction or duplication of any content on the Website for commercial purposes;
- Modification of any content on this website, unless content is specifically and expressly made available for modification;
- Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included.
From time to time, the Website will utilize various plugins or widgets to allow the sharing of content via social media channels, email, or other methods. The use of these plugins or widgets does not constitute any waiver of Dividend Power’s intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to Dividend Power.
You must not use the Website in a way that causes, or may cause, damage to the Website or impair the availability of access to the Website. You must not decompile, reverse engineer, disassemble, or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software.
You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction, or data harvesting on or in relation to the Website without Dividend Power’s express written permission.
You must not use the Website to transmit or send any unsolicited commercial communications.
You must not use the Website for any third-party marketing without Dividend Power’s express written permission.